1. Should I/we put the house into the children's names to protect it from long term care claims and estate taxes? Never! A simple transfer will result in the loss of your property tax exemptions, it will result in negative capital gains consequences to the kids and the house will be exposed to the children's

The current federal estate tax threshold is $11.18 million. What, if anything does this mean for the 99% of Americans who are below this level? Can these folks happily tune out of the estate planning discussion? Not if they engaged in any type of estate tax planning during the past 20 years. Here's why: Most